Oxford, Mississippi Car Accident Lawyers

In a matter of seconds, a car accident can completely change your life. You are suddenly faced with a damaged vehicle, medical bills, and lost time from work. If you are thinking about handling your own claim, this could be a costly mistake. When people talk to insurance companies without legal guidance, they could end up damaging their case.

At Smith Murphy Law, our knowledgeable Mississippi car accident lawyers have years of experience guiding clients through the challenging process of resolving injury claims. Our Oxford personal injury firm will deal with the insurance company on your behalf and ensure you receive full and fair compensation. Call us today to schedule a free consultation.

How Car Accidents Happen in Mississippi

Mississippi is one of the deadliest states in the nation to drive a car. One of the reasons is that the state has more rural roads, and these types of roadways are four times as deadly as city streets. The state has a traffic fatality rate of 21.6 deaths per 100,000 residents, currently one of the highest in the country and nearly double the national average.

Even if you live and drive in a more populated area, there are risks involved. There are several common causes of car accidents in the Oxford, MS area:

• Distracted Driving — Mississippi has some of the highest crash rates in the nation that are caused by cell phone use or distracted driving.
• Driving Under the Influence — According to the MDOT, roughly 18 percent of all traffic deaths in the state are linked to drunk driving.
• Reckless Driving — Motorists may speed, race, or neglect to adhere to traffic rules or signals.
• Defective Parts — When a vehicle’s part fails due to a defect, the manufacturer or designer should be held accountable.

Even if you don’t see your type of accident on this list, you may be entitled to compensation if your crash was due to another party’s negligence or carelessness. Contact our office today to discuss your case.

The Injuries from a Car Crash Can Be Serious

Even a minor fender bender can lead to serious injuries like whiplash or a concussion. If you’ve been involved in an accident, it’s important that you seek immediate medical attention, even if you don’t feel hurt right away. A medical professional can document that you’ve been in a crash and determine what injuries you have so that you get the treatment you need. Some of the most common injuries that happen because of car accidents include:

• Soft tissue damage
• Fractured and broken bones
• Chest and rib injuries
• Bruises and lacerations
• Burns
• Internal injuries
• Neck and spine injuries
• Knee damages
• Traumatic brain injury

The road to recovery for some of these injuries can be long and costly. A seasoned accident lawyer can help you find the right specialists in the area and will handle the details of your case so that you can focus on healing.

Compensation After a Car Accident in Mississippi

The costs associated with a car crash can add up quickly. If you weren’t responsible for the accident, you shouldn’t have to shoulder the financial burden. Some of the damages you have a right to pursue from the responsible party include:

• Damage to your vehicle, which might involve replacement
• Immediate medical costs such as ambulance bills and hospitalization
• Future medical costs due to permanent damage and long-term injuries
• Lost wages and lost earning capacity
• Pain and suffering related to the crash

While these damages can be significant, you can’t expect that an insurance company will simply write you a check for a fair amount. You need an established car accident lawyer who will advocate for your interests with these companies and fight for a fair result.

Auto Insurance Coverage and Fault Laws in Mississippi

Some states have no-fault insurance laws. Mississippi isn’t one of them. In this state, the “at-fault” party will be held responsible for the damages and injuries they cause during a car crash. This is often handled through negotiations with insurance companies.

It’s important to understand that Mississippi is also a pure comparative fault state. This means that, if you are found to be partially responsible for the accident, your financial settlement will be reduced accordingly. So, if you are found to be 15 percent at fault, your award for damages would be reduced by 15 percent. Your attorney will be invaluable in fighting for your interests to avoid such a reduction in your rightful compensation.

What a Mississippi Car Accident Lawyer Can Do for You

Being the victim of a serious car crash in Mississippi can leave you feeling anxious. Many people walk a thin line of financial security, and an accident can turn your world upside down in an instant. On your own, you are unlikely to get fair treatment from an insurance company or collect the damages you deserve.

It’s vital that you seek the counsel of a car accident lawyer who will protect your interests. Smith Murphy Law will deliver the compassionate support you need while protecting your rights during the accident claims process. Our services include but are not limited to:

• Conducting an independent investigation into your crash
• Helping you get access to medical care, repair facilities, and other services
• Dealing with the insurance adjusters on your behalf
• Identifying the responsible parties and proving fault
• Documenting your full damages
• Preparing your case for settlement negotiations
• Taking your case to trial when necessary
• Communicating with you throughout the claims process

We handle car accident cases on a contingency fee basis. This means you pay us no fees upfront, and we are only paid if we collect compensation on your behalf.

Speak With a Reputable Car Accident Lawyer in Mississippi

If you or someone you love has been involved in a vehicle accident in the Oxford, MS area, contact Smith Murphy Law. Our personal injury lawyers take pride in advocating for the rights of people just like yourself.

You can also depend on our firm to provide the personalized support you need. While you focus on your recovery, we will fight for the full and fair compensation you deserve. Contact us today at (662) 832-7879 or reach out to us online to schedule a free consultation.